For anyone who’s been in the financial lows of needing a payday loan, the interest rates certainly seem bleak and exploitative. When there’s a shop on every other street corner offering quick cash for hundreds of thousands of percent interest APR, the proposition of finding a reasonable quick loan feels bleak, but it isn’t. Courtesy Credit Company is one of the good guys, offering quick loans with reasonable rates.
They offer personal, cash, signature, and unsecured loans with lower rates than the corner store payday guys. They offer their improved payday loans in Houston, San Antonio, Dallas, Austin, Fort Worth, and other large Texas cities. They offer loans from $100 to $1300 with quick approval rates and longer repayment terms than standard payday loans, up to 12 months compared to the more typical terms of weeks to months. This allows for more flexibility in repayment, and thanks to their lower interest rates, the interest over the 12 month period won’t pile up as much as it would with payday loans.
We should make it clear that these guys don’t do payday loans, per se. What they do instead is small personal loans which fill the same niche as payday loans do, but have repayment terms more akin to standard personal loans.
A standard payday loan is intended to bridge the gap between an individual’s date of payment, and the time at which their bills come due. They’re often needed when an individual absolutely needs to make a payment on a prior obligation and has no other sources of capital due to the tight time frame. It has become a common belief that these corner store shops with incredibly high rates are the only sources of quick loans in a tight situation, but companies like this are chipping away at this view every day.
This article is being written because Courtesy Credit Company has recently received a 5 star review on our lender review system. This means that a customer of Courtesy Credit Company was happy with their services and wanted to let the rest of borrowers out there know about their positive experience. The review can be seen on Courtesy Credit Company’s lender profile.
